About us

Two areas. One goal: giving businesses more control over their growth.

At PaveNow, we develop solutions that help businesses in two key areas: daily financial control and access to capital. We support SMEs where finance most often blocks growth: day-to-day organization, liquidity, and decisions made under time pressure.

01

Daily financial control

Greater clarity in documents, costs, payments and data that help businesses make calmer decisions.

02

Access to capital

Financing matched to the company’s situation when capital is needed for liquidity, growth, a contract or obligations.

These solutions can work independently. What connects them is one direction: helping businesses act with more control and confidence.
PaveNow team
Our team

Behind PaveNow is a team that combines finance, technology and hands-on experience working with SMEs.

We are building PaveNow because we understand what businesses need at different stages of growth. We combine expertise in finance, technology and operations to support entrepreneurs in everyday decisions and long-term growth.

Finance Technology SME growth
Why PaveNow was created

Businesses do not grow in perfect conditions.

Many entrepreneurs face the same challenges: scattered financial data, liquidity pressure and decisions made without a full picture of the situation. PaveNow was created to respond to exactly these challenges.

Financial chaos

Data and documents scattered across files, emails and systems make daily control harder and slow down understanding of the company’s real situation.

Liquidity pressure

Uncertainty around inflows, costs and obligations makes planning harder and limits the company’s freedom to act at key moments.

Decisions without the full picture

Lack of up-to-date data increases the risk of missed decisions, lost opportunities and actions taken too late.

Our approach

Two areas of support. One direction of action.

We do not reduce PaveNow to a single product. We develop solutions that respond to two key moments in a company’s life: the need for greater control and the need for capital.

Daily financial control

Greater financial clarity, better planning and calmer decisions based on data, not guesswork.

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Access to capital

Financing matched to the needs and possibilities of the business when capital is needed to maintain liquidity, use an opportunity or support further growth.

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PaveNow solutions can work independently - you can use one of them or both, depending on your company’s current needs.
Why PaveNow

We combine the experience of entrepreneurs, finance and technology.

We develop PaveNow close to the real needs of businesses. We combine business practice, financial knowledge and technology to create solutions that help companies act with more confidence.

We understand SME reality

We understand the challenges businesses face because we design solutions close to everyday business practice, not away from it.

We build practical solutions

We create tools and processes that make work easier, save time and help companies move faster from problem to decision.

We think responsibly about finance

Security, transparency and stability are the foundation of every solution we create for entrepreneurs.

25+ years of experience
$3.7B annual scale
3 continents

The data refers to the experience and scale of the group and financial partners connected with the development of PaveNow.

Foundation

A foundation that strengthens trust.

In finance, speed is not enough. Security, stability and responsibility matter just as much. That is why PaveNow develops its solutions based on experience and financial partnerships.

Signet Bank is one of the first independent banks in the Baltic states. Its experience and financial background support the development of PaveNow solutions for businesses.

Experience Stability Finance

Magnetiq Bank is a licensed bank in the European Union and a Banking-as-a-Service partner supporting a modern and secure financial environment.

EU BaaS AML standards
How we work

Values that guide us every day.

We want finance to become more understandable, predictable and useful for entrepreneurs when making business decisions.

We speak clearly

We explain finance without unnecessary jargon and help businesses understand faster what really matters.

We understand business reality

We know that in SMEs, time, simplicity and solutions that work in practice matter more than what looks good in a presentation.

We give a sense of control

We help businesses regain more predictability, calm and confidence in everyday decisions.

We act responsibly

We focus on transparency, security and a long-term approach to business growth.

Want to see how PaveNow can support your business?

Choose whether you want to organize your company’s finances or explore available financing options.