Financial management
and business financing
for construction companies

In construction, material, subcontractor and site costs often come before the next project payment. PaveNow helps you organize invoices, track project costs and manage liquidity in CFO Suite, while giving you access to financing options when cash flow needs support.

Discover CFO Suite
Discover the platform
Explore financing options
Check financing options
Organized documents
Spend control
Bank-grade security
Real-time insights
Controlled scaling
Business financing
Fast funding
Built for construction companies working project by project

Construction finance rarely happens in one place. Costs appear on site, documents move between teams, subcontractors need to be paid, and project margins often become clear too late. PaveNow helps bring these moving parts into one workflow, so you can see costs, payments and documents before they turn into end-of-month chaos.

Financing options for construction companies
when payment timing creates pressure

Construction projects often require money upfront - for materials, subcontractors, equipment or ongoing obligations. Depending on your situation, PaveNow can help you choose a financing option that supports liquidity without slowing the project down.

Growth Loan

If you want to take on larger construction projects, increase your capacity or invest in equipment and people, a Growth Loan can help you make that move without blocking ongoing work.

Up to:
PLN 1,000,000
Term:
3-12 months
Interest from:
14.5%
per year
Check details
Get Started

Bridge Loan for ZUS
and tax office obligations

If ZUS or tax office deadlines are approaching and cash flow is temporarily tight, a Bridge Loan can help you settle public liabilities on time and reduce pressure on your business.

Up to:
PLN 100,000
Term:
30-90 days
Provision from:
12.5%
per 10 days.
Check details
Get Started
Contract factoring

If you issue invoices with deferred payment terms and do not want to wait for your client’s transfer, factoring can help you turn issued invoices into working capital faster.

Up to:
PLN 2,000,000
Term:
1-12 months
Interest from:
1.2%
per month
Check details
Get Started

Business Loan Secured by Real Estate

If you need a larger amount for a bigger project, equipment investment or business expansion, a secured business loan can support larger plans when real estate collateral is available.

Up to:
PLN 4,000,000
Term:
6-24 months
Interest from:
1.5%
per month
Check details
Get Started
Construction finance knowledge hub

Construction projects can grow faster than cash flow. Learn what to check before you commit

Before accepting a larger construction project, it is worth checking execution costs, payment timing, subcontractor obligations and financing options. These materials help you understand how to protect liquidity while keeping projects moving.

  • 1. Check the project
  • 2. Control delivery costs
  • 3. Secure payments
  • 4. Choose financing

Need financing for a construction project?

Apply online and check whether PaveNow financing can support project delivery, materials, subcontractors or liquidity while you wait for client payments.

Apply online

How PaveNow CFO Suite works in practice on construction projects

CFO Suite helps construction companies manage the financial side of daily operations - from invoices and cost documents to employee expenses, accounting exports and cash flow analytics. Instead of chasing files across emails and folders, your team works in one organized space.

Invoices and payments

Issue invoices faster and track payment statuses in one place, so you can see which project payments are paid, pending or overdue without searching through separate tools.

Costs and expense documents

Collect cost invoices and documents from the site, office and suppliers in one place, so materials, subcontractor costs and other project expenses are easier to organize and review.

Employee expenses

Manage employee expenses from the construction site without letting receipts, photos and reimbursement requests disappear in messages or return as month-end chaos.

Multiple companies, one account

Manage several companies, project entities or business lines from one account. Switch between organizations in a few clicks and keep documents, invoices and financial data separated but easy to access.

Cash flow and analytics

See revenue, costs and overdue payments in one place, so you can monitor project cash flow, spot pressure points earlier and make decisions before the end of the month.

Export for accounting

Export documents and reports for accounting without chasing files across emails, folders and site communication. Keep month-end settlements cleaner and easier to close.

Explore each module

Start with the area that needs the most order - invoices, costs, employee expenses or analytics. Explore each module step by step and build a process that fits how your construction company works.

What changes when project finances are easier to manage?

From site expenses and subcontractor costs to delayed payments and scattered documents, construction finance can quickly become reactive. PaveNow helps replace manual chasing with clearer processes, better visibility and faster decisions.

Without PaveNow

Material, subcontractor and site costs put pressure on cash flow before project payments arrive.

Cost documents move between construction sites, office teams, accounting folders and supplier communication.

Material, subcontractor and site expenses are harder to track against the project budget while work is still in progress.

Financial decisions often happen too late, when cash flow is already tight or project margin is under pressure.

With PaveNow

Financing options can help reduce pressure when payment schedules slow cash flow down.

Invoices, cost documents and payment statuses stay organized in one workspace.

You get better visibility over project costs, overdue payments and cash flow trends.

Clearer financial data helps you react earlier, reduce manual chasing and avoid end-of-month surprises.

Ready to manage construction finances with more confidence?

Discover CFO Suite
Learn about PaveNow Automation
Explore financing options
Check financing options