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When you need capital for growth, inventory, equipment, or taxes, the last thing you want is paperwork and weeks of waiting for a decision. PaveNow Financing gives you fast, transparent access to capital - designed for how SMEs actually operate, not for bank HQ spreadsheets.
You apply online on simple terms.
We present the conditions clearly - no fine print, no asterisks.
Whether you want to accelerate growth, cover taxes and social security on time, or simply bridge the gap while you wait for customer payments, PaveNow offers financing tailored to the specific situation your business is in.


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PaveNow Financing helps you fund growth when time and clear terms matter. And when you pair it with PaveNow CFO Suite, you can track how that capital is working in real time - with visibility into costs, payments, cash flow, and repayment deadlines. Automation keeps everything in order so your decisions are based on data, not guesswork.
We work mainly with small and medium-sized businesses in Poland: sole proprietorships, limited liability companies, and joint-stock companies. What matters is that your business is actively operating and generating revenue - we are not a fund for idea-stage projects, but a partner for businesses already in motion.
We look beyond traditional banks. We care about how your business actually operates and what your cash flow looks like, not just a rigid score. In general, we require that your business has been operating for at least a few months and has documented revenue.
In typical cases, the decision is usually made within 24 hours once we have a complete set of documents. For more complex cases, the process may take longer, but we keep you updated at every step.
No. You can use only financing, only automation, or both together. The products are independent, and we clearly tell you what data is required for a specific application.
In many cases, early repayment is possible. We explain the settlement rules clearly in the agreement, so you know your options from the start.