You don't have to be an accountant or a tax advisor to effectively manage your practice's finances. PaveNow is a simple tool that helps doctors control their cash flow, documents, and credit score—without the spreadsheets and chaos.
Register and control your expenses without the chaos.
Medical supplies, equipment, certifications—every cost affects your real profit. Manually collecting invoices and receipts leads to losing tax-deductible costs and incorrect tax calculations. With PaveNow, you can scan any document in seconds with your phone, and the system will automatically read the data and assign the expense to the correct category, giving you full control.
Check the financial pulse of your practice in real time.
How much do you really earn after deducting rent, travel, and other costs? Relying on invoice revenue is an illusion. PaveNow shows your net income in real time—your actual profit. This way, you know where you stand. You can send payment reminders and make decisions based on hard data, not guesswork.
Your finances, as clear as a patient's medical record.
For a bank, your business account is your financial health chart. Mixing personal and business expenses is a red flag for future lenders. PaveNow helps you establish perfect order. All your documents are in one secure place, accessible 24/7 from your phone or computer. No more stress searching for "that one invoice."
You settle payments from clinics "by guesswork."
You pay for business expenses with your personal card.
You have one giant Excel spreadsheet and a few tax arrears.
The bank doesn't understand your financial situation and won't grant you financing.
Net income calculated in real time.
Costs segregated and archived in the cloud.
Automatic reminders for overdue and upcoming payments.
A better credit score without excessive formalities.
No theory. Just practical advice on how to:
Improve your credit score.
Separate personal costs from business expenses.
Extract profit from the data you already have.
Gain access to financing—without the frustration.
A doctor's creditworthiness often doesn't reflect their real income, especially when personal and business costs are mixed. PaveNow helps organize your finances by segregating business expenses, monitoring net income, and generating exports useful for bank interactions. These actions can significantly improve your score and facilitate access to financing.
PaveNow allows you to track all costs related to running a medical practice—from medical supplies and equipment leasing to software fees and training. In the system, you assign them to the appropriate categories, making it easier to control profitability and identify areas where you can reclaim VAT or reduce spending.
PaveNow compares your revenues with your current costs and generates a clear overview of your net income. This gives you control over your margin and shows you how much you are really earning—not just how many invoices you've issued. This is crucial when making investment decisions and applying for financing.
No. PaveNow is designed so that doctors can manage their finances independently, without involving accounting at every step. If you work with an accounting firm, you can share data with them securely online, which reduces the number of emails and phone calls.
Yes. PaveNow uses bank-grade security standards (including data encryption, backups, and two-factor authentication). Your documents and financial data are stored exclusively in certified data centers in the EU and are accessible only to you and the people you grant access to.
Yes. If you are a doctor with a sole proprietorship and have temporary arrears with ZUS or the tax office, PaveNow can help you settle them without the formalities known from classic bank loans. After an analysis of your income, you may be able to obtain funds to cover the arrears without a negative impact on your credit score. See our offer for financing ZUS/US arrears.
