Financing products
Discover CFO Suite
Get Started
In trade, cash is often tied up in inventory, while supplier costs, logistics, marketing and B2B payment terms keep pressure on liquidity. PaveNow helps retailers, wholesalers and e-commerce businesses organize invoices, track costs and manage cash flow in CFO Suite, while giving access to financing options when growth or working capital needs support.
Running a trade business means managing much more than sales. Inventory purchases, supplier payments, courier invoices, warehousing, advertising costs and delayed B2B payments all affect margin and daily cash flow.
PaveNow helps bring these moving parts into one clearer process, so you can track documents, costs and financial performance without relying on scattered files, spreadsheets or decisions made on gut feeling.
Retailers, wholesalers and e-commerce businesses often need capital before sales fully convert into cash - for inventory, marketing, seasonal stock, new markets, larger orders or business growth. Depending on your situation, PaveNow can help you choose a financing option that supports liquidity without blocking day-to-day operations.
If you have a signed B2B contract with a retailer, distributor, institution or business partner, contract-backed financing can help you access funds earlier. Financing is based on the contract and expected receivables, so you can support liquidity before all payments arrive.
If you need a larger amount for buying or building a warehouse, strategic inventory purchases, business expansion or a larger investment, a secured business loan can support bigger plans when real estate collateral is available.
.png)
In retail, cash is often tied up in inventory, supplier payments, logistics, rent, marketing and seasonal stock. These materials help you understand cash flow, working capital, larger orders and financing decisions before you choose external capital.
Why a retail business can have sales, invoices and demand, but still lack cash for stock, suppliers or daily costs.
Read article →
Why working capital can be as important as innovation when a trading business needs to keep stock and sales moving.
Read article →
How growth can create pressure when inventory, logistics, marketing or supplier costs appear before returns.
Read article →
Seven questions that help check costs, payment timing and cash buffer before accepting a bigger order or client.
Read article →
How to finance delivery when supplier, stock or logistics costs appear before customer payment.
Read article →
How to assess whether financing supports growth, improves liquidity and solves a real business need.
Read article →Apply online and check whether PaveNow financing can support stock, supplier payments, logistics, working capital or liquidity while you wait for sales revenue.
CFO Suite helps retailers, wholesalers and e-commerce companies manage the financial side of daily operations - from invoices and supplier documents to employee expenses, accounting exports and cash flow analytics. Instead of losing invoices for logistics, packaging, ads and inventory in different places, your team works in one organized space.
Issue invoices faster for B2B sales, wholesale orders or partner cooperation, and track payment statuses in one place, so you can see which customers, stores or distributors have paid and which payments are overdue.
Collect invoices for suppliers, couriers, packaging, warehousing, marketing agencies, ads, software and external services in one place, so costs are easier to organize, verify and send to accounting.
Manage sales team expenses, business travel, fuel, client meetings and small operational purchases without letting receipts disappear in messages or return as month-end chaos.
Manage several stores, e-commerce brands, wholesale entities, sales channels or business lines from one account. Switch between organizations in a few clicks and keep documents, invoices and financial data separated but easy to access.
See revenue, costs and overdue payments in one place, so you can monitor margin pressure, understand operating costs and make pricing, promotion or purchasing decisions based on clearer financial data.
Export documents and reports for accounting without chasing files across emails, folders, courier dashboards, ad platforms or sales channels. Keep month-end settlements cleaner and easier to close.
Start with the area that needs the most order - supplier invoices, costs, B2B invoicing, employee expenses or analytics. Explore each module step by step and build a process that fits how your trade business works.
From inventory purchases and supplier invoices to logistics costs, B2B payment terms and marketing spend, trade finance can quickly become reactive. PaveNow helps replace manual chasing with clearer processes, better visibility and faster decisions.
Cash tied up in inventory limits flexibility when bestsellers need restocking or sales campaigns need more budget.
Supplier, courier, logistics, packaging and marketing invoices arrive from many places and are hard to control.
Long B2B payment terms can put pressure on liquidity before the next order cycle begins.
Real operating costs are harder to track, so pricing, discounts and promotions are often decided on gut feeling.
Financing options can support inventory, marketing, seasonality or liquidity when working capital needs more flexibility.
Supplier invoices, cost documents and payment statuses stay organized in one workspace.
You get better visibility over costs, margins, overdue payments and financial trends.
Clearer financial data helps you react earlier, reduce manual work and make better pricing or purchasing decisions.
.png)
.png)
