
The client operates in the event industry and sells tickets online through an external ticketing platform. In this business model, ticket revenue is transferred to the organizer only after the event takes place, creating a significant liquidity gap between preparation costs and the actual receipt of funds.
An additional challenge was the company’s short operating history, which limited access to traditional bank financing despite ongoing ticket sales and confirmed market interest in the event.
During the event preparation phase, the client required fast working capital to cover organizational and production costs. Expenses had to be incurred before the event, while the revenue from ticket sales would only become available after the event was completed.
The key challenge was securing financing for a business that did not yet meet standard banking history requirements, while at the same time having a predictable future revenue stream generated by ticket sales.
PaveNow provided financing of PLN 100,000 for a period of 3 months.
The transaction was secured through an assignment of receivables based on future ticket sales revenue. After the event took place, the ticketing operator transferred the proceeds directly to PaveNow. The agreed financing costs were then settled, and the remaining funds were transferred to the client.
As a result, the repayment schedule was aligned with the actual timing of incoming revenue.
The client received working capital exactly when it was needed - during the event preparation stage - which allowed the project to be completed as planned without delays caused by postponed ticket revenue payouts.
The financing structure was tailored to the client’s business model and real cash flow cycle.